Apple will soon allow developers to offer in-app NFC transactions using Secure Element, starting with iOS 18.1. This update will also allow users to set a default contactless payment app, accessible by double-clicking the iPhone’s side button. Previously, only Apple Pay could be accessed this way.
New Opportunities for Developers
This change opens up a lot of possibilities for developers. They can now offer in-app contactless transactions for a variety of purposes, including:
– In-store payments
– Car keys
– Closed circuit transition
– Corporate badges
– Student IDs
– House keys
– Hotel keys
– Merchant loyalty and rewards cards
– Event tickets
Until now, third-party apps could only read NFC tags. This update marks a significant expansion of NFC functionality for iOS apps.
Future Support for State IDs
Apple's press release mentions that support for government IDs will be added in the future, which indicates ongoing development and that this feature could be improved in the future.
Availability and Requirements
The APIs required to build these NFC-enabled apps will be available to developers in several countries, including Australia, Brazil, Canada, Japan, New Zealand, the United Kingdom, and the United States. Apple plans to release these APIs in an upcoming iOS 18.1 developer beta, with more locations to follow later.
Gizchina News of the Week
However, developers who want to use these APIs must:
1. Make a commercial deal with Apple.
2. Claim NFC and Secure Element rights.
3. Pay any applicable fees.
Background and Context of Apple Tap to Pay
The change follows Apple's previous commitment to open up iPhone NFC payments to third-party providers, a move that was affected by the European Commission's antitrust investigation. The European Commission announced last month that Apple's commitments had become legally binding.
The Impact of Apple Tap to Pay on Users and Developers
For users, this update means more flexibility and choice in how they use their iPhone for contactless payments and other NFC-based functions. They will no longer be limited to Apple Pay and will be able to choose their preferred apps for a variety of NFC transactions.
For developers, this change opens up new opportunities to create and deliver innovative NFC-based solutions within their applications. It opens up a broader market and enables more diverse and customized user experiences.
Solution
The iOS 18.1 update marks a major turning point in Apple’s approach to NFC technology. By allowing third-party developers to offer in-app NFC transactions and allowing users to set their default contactless payment app, Apple is providing more flexibility and choice for both developers and users. This change is sure to spur innovation and increase the functionality of iOS devices, making them even more versatile and user-friendly.